Frugal Living Cover Kindle one fourth size

Dry mouth?

For a while there I was waking in the night with a painful pinching sensation where my mouth had dried out. I looked around for a solution and found XyliMelts tablets. One side adheres to a tooth, to prevent choking on it during the night. The tablets release a moisturizing ingredient all night long. The flavor is mild and pleasant. They are available in mint and in mint free.

Since using XyliMelt, I’ve slept all night, never waking with painful dry mouth.

My local store doesn’t carry them; I bought them on Amazon.

Frugal Living Cover Kindle one fourth size

That drawer under the oven

Who knew? On some ovens, that drawer I’ve been keeping baking dishes in is intended for keeping food warm. They keep one dish warm while the others finish cooking, or to keep the whole dinner warm if there’s a delay in sitting down to eat. They don’t cook food, just keep it warm at around 180 degrees Fahrenheit.

Not all drawers under the oven are designed to do that. The owners manual will say.

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Don’t Flush that Floss!

I didn’t know until today that flushing dental floss can gum up the works of a city’s water system: https://www.thestar.com/news/2007/01/10/dental_floss_gums_up_sewer_system.html 

It snags on other things in the water waste stream and creates big intractable hairball-like things that damage the pumps at the water processing plants.

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Never Mix Bleach and Vinegar

I knew never to mix ammonia and bleach. Why do they not mention that mixing bleach with vinegar creates the same toxic gas? I’ve been experimenting with all-natural daily shower sprays. They weren’t working, so I thought, why not add a tablespoon of bleach? Luckily I Googled ‘can I mix bleach and vinegar?’ and found out why not.

Never mix bleach and vinegar, or any other acid, including lemon juice.

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Ice, Ice, Baby

A couple of days before Hurricane Matthew got here I took my largest food storage containers, filled them with water, and put them in the freezer. On Friday, the power was out for thirteen hours. Because of the large ice blocks, the temperature never went below thirty degrees and I didn’t lose any food.

 

 

 

Marie Brack is the author of Frugal Living for the 21st Century: Adventures in Using Your Money Wisely. It’s available on Amazon.com in both Kindle and paperback versions.

Kindle preview: https://read.amazon.com/kp/embed?asin=B00HQKOQBG&asin=B00HQKOQBG&preview=newtab&linkCode=kpe&ref_=cm_sw_r_kb_dp_gITAxbZWT7SRJ

Paperback: https://www.amazon.com/s/ref=nb_sb_noss_2?url=search-alias%3Daps&field-keywords=marie+brack

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Thinking of Co-Signing a Loan?

Think about this: three out of four co-signers end up paying the debt themselves.

http://www.stretcher.com/stories/16/16sep26e.cfm?STT0928

Co-signing isn’t just a recommendation or a personal reference. It’s a financial obligation.

Even the most conscientious person can lose their job or get sick, and then you’re stuck with either paying their debt or taking the hit on your own credit report.

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Uh-Oh, Check Your Credit Report Real Soon

https://www.yahoo.com/finance/news/wells-fargo-customers-recall-their-shock-upon-discovering-fraudulent-accounts-124902698.html

You may have heard the latest Big Bank scandal. Under pressure to get customers to open all kinds of accounts, Wells-Fargo employees have been opening accounts that people don’t know about. Some of the victims had only the briefest interaction with the bank, and ended up with credit cards and other accounts they didn’t know about. Some of those accounts incurred fees, and others will have damaged a person’s credit score.

It might be a good idea to go down to your nearest branch and ask one of the desk people to search their records for any accounts in your name.

If you haven’t done it lately, a free check on your credit report could show you any nefarious activity:  https://www.annualcreditreport.com/requestReport/landingPage.action

Another free source is http://www.creditkarma.com.

Don’t fall for the name in freecreditreport.com, it’s only free with a paid membership.