For those who like extreme frugal measures, consider saving the wrappers from sticks of butter or margarine. They will keep in the fridge or freezer for a long time.
You can use them as needed to grease a baking pan, put a little butter on top of rolls or biscuits, grease a knife for smoother cutting of sticky things like brownies, take a dab to moisturize dry cuticles, or use the wrappers to separate hamburger patties in the freezer.
One piece of protecting your identity is preventing scammers from opening accounts in your name without your knowledge. One way to do that is to “freeze” your accounts with the credit reporting agencies, Experian, TransUnion, and Equifax, Naturally, you don’t want the accounts to be frozen when you yourself are applying for anything that involves a credit check, but when you aren’t, it’s a safe practice.
A new law goes into effect after September 21 that requires the agencies to freeze and unfreeze your accounts without charge.
Back when I last had insurance, 2008, I took the medicine that was just right for me. Without insurance, I switched to a generic that was okay but not great. Now, ten years later, that med is available in generic form, but even then it still costs $100 a month! However, when I Googled to find out the current price I was reminded about GoodRX.com. Their site has price-reducing coupons for a variety of prescription medications at several stores. You put in your zip code and they find prices and coupons for many pharmacies near you.
Thanks to GoodRx I was able to get the Rx that is good for me at a fraction of the market price.
If you’re retired or between jobs or have some extra time, maybe you’re looking to make a little money. One possible side job I had never heard of before is being a “sitter” in a hospital. If a patient is confused, suicidal, or at risk for a fall, hospitals hire ordinary people to just sit in their room, keep them from pulling out IVs, watch them and call for help if necessary.
At first I thought this was unlikely, but there it is on the Indeed.com job site: https://www.indeed.com/salaries/Patient-Sitter-Salaries
Patient Sitter Salaries in the United States
Salary estimated from 437 employees, users, and past and present job advertisements on Indeed in the past 36 months. Last updated: June 15, 2018
New York State
Town of Cortlandt
$10.29 per hour
How much does a Patient Sitter make in the United States?
The average salary for a Patient Sitter is $10.29 per hour in the United States. Salary estimates are based on 437 salaries submitted anonymously to Indeed by Patient Sitter employees, users, and collected from past and present job advertisements on Indeed in the past 36 months. The typical tenure for a Patient Sitter is less than 1 year.
Patient Sitter salaries by company in the United States
But there’s no fruit outside of a can. No produce on the counters or in the trash. So where are these little black fruit fly things coming from?
The kitchen sink drain is where. Tiny bits of vegetation languishing in the trap. Don’t ask me why the flies don’t drown, but they don’t.
To get rid of them, the drain must be completely cleared. An inexpensive way to do this is with baking soda and vinegar.
Put 3/4 cup baking soda down the drain (both drains if it’s a double sink), encouraging it to fall in by stirring it with a fork or spoon. Then pour on half a cup of vinegar. It will boil and spit, so move your face away. When it settles down, pour more vinegar. Keep doing that until all the boiling noise is from down inside the pipes, not up in the visible drain area. Leave it alone for an hour or so and then flush with plenty of hot water.
This also works well for clearing a partially blocked drain.
If you time it right, you can read newly issued hardcover fiction for free or nearly free. Here’s how:
When the book has been out a couple weeks, check auction sites like eBay and Amazon. Someone who has read it and wants to pass it on will be selling it for less than the retail price. There will be several listings; keep looking until you find one with a low price.
Buy it, read it, and put it back up for auction again. If you do this before the interest in it wanes, you may get your original cost back. Save the packaging it came in to reuse when you ship it back out again.
I did this with a Janet Evanovich book a few years ago. My net cost for a $28 book was only the shipping to have it delivered to my door. If I had been quicker to relist it, I might even have made a profit.