You may have heard the latest Big Bank scandal. Under pressure to get customers to open all kinds of accounts, Wells-Fargo employees have been opening accounts that people don’t know about. Some of the victims had only the briefest interaction with the bank, and ended up with credit cards and other accounts they didn’t know about. Some of those accounts incurred fees, and others will have damaged a person’s credit score.
It might be a good idea to go down to your nearest branch and ask one of the desk people to search their records for any accounts in your name.
If you haven’t done it lately, a free check on your credit report could show you any nefarious activity: https://www.annualcreditreport.com/requestReport/landingPage.action
Another free source is http://www.creditkarma.com.
Don’t fall for the name in freecreditreport.com, it’s only free with a paid membership.