Back when I last had insurance, 2008, I took the medicine that was just right for me. Without insurance, I switched to a generic that was okay but not great. Now, ten years later, that med is available in generic form, but even then it still costs $100 a month! However, when I Googled to find out the current price I was reminded about GoodRX.com. Their site has price-reducing coupons for a variety of prescription medications at several stores. You put in your zip code and they find prices and coupons for many pharmacies near you.
Thanks to GoodRx I was able to get the Rx that is good for me at a fraction of the market price.
The latest email from http://www.stretcher.com includes an article from a subscriber who couldn’t afford the $280 (!) co-pay on a prescription. He remembered those TV ads about how the manufacturer “may be able to help.” He called and explained his situation. They gave him a coupon for a month’s worth free. Since his was an acute condition, this was enough to get him through.
For a while there I was waking in the night with a painful pinching sensation where my mouth had dried out. I looked around for a solution and found XyliMelts tablets. One side adheres to a tooth, to prevent choking on it during the night. The tablets release a moisturizing ingredient all night long. The flavor is mild and pleasant. They are available in mint and in mint free.
Since using XyliMelt, I’ve slept all night, never waking with painful dry mouth.
My local store doesn’t carry them; I bought them on Amazon.
Prescription medication can be prohibitively expensive. There are several approaches to dealing with this.
First, if the cost is a problem, make sure your doctor knows this. Oftentimes there are alternatives that will work as well or almost as well, at a fraction of the cost of the first thing they thought of. If the pill is a type that can be cut in half, see if the doctor will prescribe twice the dose, with the understanding that you will take half a pill to get the dose they really want. I’ve been doing this for years. The higher dose doesn’t cost twice as much as the lower, so I save a lot of money that way.
Second, choose your pharmacy. A wonderful resource is http://www.goodrx.com Put in the exact name of the medication and the prescribed dose, and they will show you the price at many drugstores near you. Sometimes there’s a coupon you can print out for a discount at one of the stores.
Be aware that many supermarket pharmacies give away some basic medications free. In my area, Publix gives away metformin (diabetes), lisinopril (high blood pressure), and seven antibiotics.
Walmart has a very long list of generic medications that cost only $4 a month, or $10 for a 90 day supply.
Marie Brack is the author of Frugal Living for the 21st Century: Adventures in Using Your Money Wisely. It’s available on Amazon.com in both Kindle and paperback versions.
Recently I posted about the program at http://www.eyecareamerica.org. Volunteer eye doctors provide no cost eye exams to eligible people who have no insurance.
Today I had a complete eye exam with a nearby provider. The exam was thorough and professional, and I got the answer to a question I’ve been asking for ten years.
I’ve had the little black thread floaters for decades. I learned to just look past them and they didn’t bother me. The thing no doctor before had been able to diagnose is the weird floaty things that seem like little snips of a jellyfish drifting by. I can’t see through them, and they interfere with close work, on the computer or reading.
This doctor could see them and knew right away that they are caused by vitreous separation. The ‘vitreous humour’ is the clear gel that fills the eye between the lens and the retina in the eyeball. It is full of tiny fibers that attach it to the retina. With age, these fibers gradually let go, allowing bits of the vitreous to float free, and block my view.
There’s no medical danger in this, unless it pulls the retina loose. If that happens I’ll see a curtain of darkness come down, and need to call the eye doctor right away. That only happens 15% of the time.
Their program is largely aimed at seniors, but they serve younger people also. If it’s been a while since you had an eye exam and you have no insurance, check it out.
This review is from: Frugal Living for the 21st Century: Adventures in Using Your Money Wisely (Kindle Edition)
This book is jam-packed with tips, ideas, and strategies for saving money. It’s the Tightwad Gazette of the 21st century… internet addresses for DIY help, encouragement for readers, personal anecdotes, this book has it all. To top it off, it’s delivered in a light, easy to read style that isn’t preachy or judgmental. A very helpful, and enjoyable, read!”
The Tightwad Gazette has been the “bible” of thrifty living. My hope was to make it the ‘old testament’ and mine the ‘new testament’, and it seems I have succeeded.