Shopping

Can’t Afford Your Prescription?

Back when I last had insurance, 2008, I took the medicine that was just right for me. Without insurance, I switched to a generic that was okay but not great. Now, ten years later, that med is available in generic form, but even then it still costs $100 a month! However, when I Googled to find out the current price I was reminded about GoodRX.com. Their site has price-reducing coupons for a variety of prescription medications at several stores. You put in your zip code and they find prices and coupons for many pharmacies near you. 

Thanks to GoodRx I was able to get the Rx that is good for me at a fraction of the market price. 

Advertisements

So Easy: Walmart Free Shopping Service

Wow. I just shopped at http://www.walmart.com/groceries from the comfort of my recliner, very easily found everything I could possibly need, put in my discount code, and later this afternoon I’ll pull up to the store and someone will put my groceries in the car for me.

No more hoping there’s a parking space less than a mile from the door. No wondering if there’s going to be an electric cart available. No wandering around unable to find the right department for something I don’t usually buy.

You can designate whether you’ll accept substitutions for each item or not.

If you pick up during their normally scheduled pickup hours, there is no charge for the service.

This is great for me with my physical limitations, but it could also be great for someone who’s pressed for time, or who spends too much money if they wander around the store seeing all the cool stuff.

 

Get $10 off your first order: http://r.wmt.co/i7O3a

Ebates

I opened an ebates.com account years ago but forgot all about it. Recently I revived it, even though I don’t usually buy the kind of things they deal with.

I no sooner did that than the microwave in one of the rental rooms stopped working and I had to buy another. I bought online, and ebates automatically credited me a rebate. I didn’t even have to go through their site or click anything special. It’s not huge money, but every little bit helps.

Unintended Consequences

Get a lot of emails from companies you’ve shopped with, offering you deals and discounts? That sounds like a good thing, BUT.

What if you hadn’t intended to buy anything until you saw the Great Deal being offered? Saving 100% by not buying something you don’t really need is better than saving 40%–and thus spending 60%–on something you didn’t really need.

Sometimes it costs less in the long run to hunt for deals when you actually need something, than to be tempted with deals in your inbox.

Money, Honey

There’s an app called Honey that automatically searches for discount codes for any site where you are making a purchase. It works with Chrome, Firefox, and Opera, on desktop and laptop computers.

While I’m aware of the value of searching for a discount code before checking out in an online purchase, I don’t always remember to do it. And when I do, sometimes I don’t find anything, so the next time I’m that much more likely to not bother. Now I’ve got Honey taking care of it for me.

Gift Cards

Got a gift card you don’t want? Wish you had one, at a discount? There are sites that buy and sell gift cards.

A while back I received a gift card for a store where I don’t normally shop. The buying something to use the unwanted card cost me twice as much as the value of the card. I should have sold it at a discount to a site like Raise.com. They pay you less than the face value of the card, but at least you’re getting cash instead of buying something you didn’t need.

They resell it to someone else at less than face value, but more than they paid you, so everybody wins.

BOGO vs. Half-price

Where I shop for groceries, Buy-One-Get-One literally means you must buy one to get one–you have to take two of them. Where the two three-dollar items would have cost six dollars, on a BOGO you pay a total of three dollars for the two of them.

If you don’t need two, well then you can pay full price for one, or take two and freeze one, or donate one, or share with a neighbor.

On the other hand, if the pricing says “Two for $5,” the chances are you can buy just one and pay only $2.50 for it. Stores have different policies on two-for-one pricing, so ask at the service desk before assuming.