Discounts

Senior Discount: Ask For It

As a teenager, I didn’t understand why my mother was excited to turn 55 and start getting senior discounts. Now I get it.

Many place have senior discounts, but don’t advertise it. You have to ask. Once I ask, sometimes they don’t ask my age, they just trust my gray hair.

Here’s a site with a list of restaurants that give the discount. It varies locally more than they say, my Taco Bell doesn’t insist you be 65, and it’s 10% but no free drink.

https://onmogul.com/stories/this-list-of-senior-discounts-for-people-over-50-might-be-the-best-thing-you-learn-all-day

The above list is outdated, especially the travel section – airlines rarely give discounts for seniors anymore. The main point is, don’t forget to ask for discounts.

The senior discount is by no means limited to restaurants. Anywhere you’re about to part with money, ask about discounts for seniors, military, veterans, educators, AAA members, anything that distinguishes you.

Free Shipping at Amazon.com

I was ready to place an order, but I needed $4.58 more to qualify for free shipping. The only item I could think of to add still left me a few cents short. I remembered about http://www.filleritem.com. I went to the site, typed in 4.58, got a list of Amazon items that cost that much and up. Fifth item down, there it was, something I was going to have to buy next week anyway and had forgotten about. Order compete, shipping free, no trip to the store next week.

52 Weeks: Medical – Prescriptions

Prescription medication can be prohibitively expensive. There are several approaches to dealing with this.

First, if the cost is a problem, make sure your doctor knows this. Oftentimes there are alternatives that will work as well or almost as well, at a fraction of the cost of the first thing they thought of. If the pill is a type that can be cut in half, see if the doctor will prescribe twice the dose, with the understanding that you will take half a pill to get the dose they really want. I’ve been doing this for years. The higher dose doesn’t cost twice as much as the lower, so I save a lot of money that way.

Second, choose your pharmacy. A wonderful resource is http://www.goodrx.com  Put in the exact name of the medication and the prescribed dose, and they will show you the price at many drugstores near you. Sometimes there’s a coupon you can print out for a discount at one of the stores.

Be aware that many supermarket pharmacies give away some basic medications free. In my area, Publix gives away metformin (diabetes), lisinopril (high blood pressure), and seven antibiotics.

Walmart has a very long list of generic medications that cost only $4 a month, or $10 for a 90 day supply.

 

 

 

Marie Brack is the author of Frugal Living for the 21st Century: Adventures in Using Your Money Wisely. It’s available on Amazon.com in both Kindle and paperback versions.

https://www.amazon.com/s/ref=nb_sb_noss_2?url=search-alias%3Daps&field-keywords=marie+brack

Getting Free Shipping on Amazon

If you shop on Amazon a lot, a prime membership can be a good value. If you don’t, you want to finesse the minimum purchase for free shipping. That minimum just went up to $49. Sometimes it happens that your cart is just a few dollars or a few cents away from the required minimum. I can’t always think of something I want to buy that’s just the right amount to achieve the minimum.

http://www.thepennyhoarder.com clued me in to a great site you can use to find something useful, at any price, to complete the minimum: http://www.filleritem.com/

Search on the amount you need to spend, and see pages and pages of choices.

 

 

 

 

Marie Brack is the author of Frugal Living for the 21st Century: Adventures in Using Your Money Wisely. It’s available on Amazon.com in both Kindle and paperback versions.

https://www.amazon.com/s/ref=nb_sb_noss_2?url=search-alias%3Daps&field-keywords=marie+brack

 

Mama Needs New Shoes, Discounted

A few years ago, I needed new shoes, so I signed up for Payless Shoe Source’s email newsletter. Shortly after I signed up, they sent me a 10% off coupon. I decided to wait a while. A week or two later they sent a 20% off coupon. I thought I’d go pretty soon. Then they sent an email coupon for 30% off. I went the next day to a nearby store, but the shoes I needed were out of stock. So they gave me a slip for $4 off, to make up for having to go to another store. The next morning I went to that other store. Lo and behold, they were marked down from $40 to $17. Between the mark down and the two discounts, I paid a grand total of $9.70 for my new shoes. The clerk told me that they send different coupons and offers by snail mail than by email. So I signed up for that too.

 

 

Marie Brack is the author of Frugal Living for the 21st Century: Adventures in Using Your Money Wisely. It’s available on Amazon.com in both Kindle and paperback versions.

https://www.amazon.com/s/ref=nb_sb_noss_2?url=search-alias%3Daps&field-keywords=marie+brack

Communication: Make the Cable/Internet Company Jealous

I was considering getting my internet from a different company where it was less costly. That would break up the bundle with the company I have now, so I’d only have cable with them.

When I talked with the sales department at my current company, they didn’t have an offer for slower internet and just basic cable that was less than $120 a month. That’s outside my comfort zone.

I priced internet alone at the competitor. Then I called back and asked for the department that handles reducing or cancelling service (instead of the sales department). Suddenly, they could give me 2 mbps internet and basic cable for $60. 2 mb is more than plenty for what I do. No one here plays graphics-intensive mmogs.

Make them think you’re transferring your affections to another, and suddenly they can offer a competitive rate.