Discounts

Can’t Afford Your Prescription?

Back when I last had insurance, 2008, I took the medicine that was just right for me. Without insurance, I switched to a generic that was okay but not great. Now, ten years later, that med is available in generic form, but even then it still costs $100 a month! However, when I Googled to find out the current price I was reminded about GoodRX.com. Their site has price-reducing coupons for a variety of prescription medications at several stores. You put in your zip code and they find prices and coupons for many pharmacies near you. 

Thanks to GoodRx I was able to get the Rx that is good for me at a fraction of the market price. 

Advertisements

Money, Honey

There’s an app called Honey that automatically searches for discount codes for any site where you are making a purchase. It works with Chrome, Firefox, and Opera, on desktop and laptop computers.

While I’m aware of the value of searching for a discount code before checking out in an online purchase, I don’t always remember to do it. And when I do, sometimes I don’t find anything, so the next time I’m that much more likely to not bother. Now I’ve got Honey taking care of it for me.

Senior Discount: Ask For It

As a teenager, I didn’t understand why my mother was excited to turn 55 and start getting senior discounts. Now I get it.

Many place have senior discounts, but don’t advertise it. You have to ask. Once I ask, sometimes they don’t ask my age, they just trust my gray hair.

Here’s a site with a list of restaurants that give the discount. It varies locally more than they say, my Taco Bell doesn’t insist you be 65, and it’s 10% but no free drink.

https://onmogul.com/stories/this-list-of-senior-discounts-for-people-over-50-might-be-the-best-thing-you-learn-all-day

The above list is outdated, especially the travel section – airlines rarely give discounts for seniors anymore. The main point is, don’t forget to ask for discounts.

The senior discount is by no means limited to restaurants. Anywhere you’re about to part with money, ask about discounts for seniors, military, veterans, educators, AAA members, anything that distinguishes you.

Free Shipping at Amazon.com

I was ready to place an order, but I needed $4.58 more to qualify for free shipping. The only item I could think of to add still left me a few cents short. I remembered about http://www.filleritem.com. I went to the site, typed in 4.58, got a list of Amazon items that cost that much and up. Fifth item down, there it was, something I was going to have to buy next week anyway and had forgotten about. Order compete, shipping free, no trip to the store next week.

52 Weeks: Medical – Prescriptions

Prescription medication can be prohibitively expensive. There are several approaches to dealing with this.

First, if the cost is a problem, make sure your doctor knows this. Oftentimes there are alternatives that will work as well or almost as well, at a fraction of the cost of the first thing they thought of. If the pill is a type that can be cut in half, see if the doctor will prescribe twice the dose, with the understanding that you will take half a pill to get the dose they really want. I’ve been doing this for years. The higher dose doesn’t cost twice as much as the lower, so I save a lot of money that way.

Second, choose your pharmacy. A wonderful resource is http://www.goodrx.com  Put in the exact name of the medication and the prescribed dose, and they will show you the price at many drugstores near you. Sometimes there’s a coupon you can print out for a discount at one of the stores.

Be aware that many supermarket pharmacies give away some basic medications free. In my area, Publix gives away metformin (diabetes), lisinopril (high blood pressure), and seven antibiotics.

Walmart has a very long list of generic medications that cost only $4 a month, or $10 for a 90 day supply.

 

 

 

Marie Brack is the author of Frugal Living for the 21st Century: Adventures in Using Your Money Wisely. It’s available on Amazon.com in both Kindle and paperback versions.

https://www.amazon.com/s/ref=nb_sb_noss_2?url=search-alias%3Daps&field-keywords=marie+brack

Getting Free Shipping on Amazon

If you shop on Amazon a lot, a prime membership can be a good value. If you don’t, you want to finesse the minimum purchase for free shipping. That minimum just went up to $49. Sometimes it happens that your cart is just a few dollars or a few cents away from the required minimum. I can’t always think of something I want to buy that’s just the right amount to achieve the minimum.

http://www.thepennyhoarder.com clued me in to a great site you can use to find something useful, at any price, to complete the minimum: http://www.filleritem.com/

Search on the amount you need to spend, and see pages and pages of choices.

 

 

 

 

Marie Brack is the author of Frugal Living for the 21st Century: Adventures in Using Your Money Wisely. It’s available on Amazon.com in both Kindle and paperback versions.

https://www.amazon.com/s/ref=nb_sb_noss_2?url=search-alias%3Daps&field-keywords=marie+brack